Oh boy. I started writing this article and then stopped to add in this warning first. This is one of those articles where I really have to remind you that I’m not a qualified investment advisor and I don’t consider myself an investment expert. I’m just a guy who has done a lot of research and has, so far at least, made some good calls with my investing. Always do your own, independent research on this stuff, and talk to a qualified financial planner if you have any detailed questions. Okay? Okay.