In today’s unpredictable and chaotic world, it’s actually a good idea to hold a lot of your net worth in cash. This is just my opinion, though rich guys like Tim Ferriss and really rich guys like Mark Cuban agree with me. At the moment, there are no single, large, mainstream investment sectors that have high odds of rendering a high return. Stocks and bonds are in historic bubbles. Real estate is also in a bubble in most parts of the Western world. Precious metals and commodities are reasonably solid, but aren’t going to burst in value any time soon (most likely anyway; as usual, no one can tell the future). Fiat currencies pretty much suck everywhere.